Private investors
Income you can follow.
Property you can see.
People you can reach.
Invest through Alliance Mortgage Fund or participate in an individual Trust Deed Investment. Both are built around private loans secured by California real estate and direct access to the people who originate and manage them.
Why privately originated loans
Income you can follow.
Property you can see.
People you can reach.
Alliance Portfolio lends private capital against California real estate. Borrowers pay interest for as long as a loan is outstanding, and that interest is the income. Nothing has to be sold and no valuation has to be marked up for a payment to arrive.
Every loan is secured by a deed of trust recorded against a specific property, written below what that property is worth, so the borrower’s own equity stands ahead of your capital.
Choose how you participate.
Two ways into the same lending. Investors hold one, the other, or both, and Alliance Portfolio will talk the choice through rather than recommend it.
Pooled
Alliance Mortgage Fund
A share of many loans, in one investment.
- What you hold
- An interest in a fund holding a portfolio of Alliance Portfolio loans.
- How income arrives
- Monthly distributions from the interest borrowers pay.
- Where the terms live
- The current offering documents.
Individual
Trust deed investments
One loan, secured by one property you choose.
- What you hold
- One loan on one California property, in a stated lien position.
- How income arrives
- On the schedule the note sets out.
- Where the terms live
- The note and deed of trust for that transaction.
How Alliance Portfolio thinks about your capital
Capital preservation is a decision made before the loan is funded.
The same four questions are asked of every loan Alliance Portfolio makes, whichever route you take into it.
The property
What it is, where it is, its condition, and what it is worth today rather than later.
Borrower equity
How much of the borrower’s own capital sits in the property, and how much of it stands beneath the loan.
The structure
Amount, term, recorded position, and any reserve, draw or release the transaction requires.
The exit
How the loan is repaid: a sale, a refinance or a completed project, and what happens if that exit moves.
What it is like to invest with Alliance Portfolio
The person who answers your question is the person who made the loan.
Direct access
You deal with the people who underwrite and service the loans. There’s no portal to sign up for and no relationship desk between you and the decision.
Clarity
Before you commit, you see the material: the Fund’s current offering documents, or the property, position, structure and exit behind an individual loan.
Continuity
Alliance Portfolio services what it lends, so the company that made the decision is still holding it years later, and still answering for it.
Ask anything, before anything: (949) 349-1322
What to understand before investing.
Three things worth being clear about first. The full picture for either route is in its own documents.
- Eligibility
- The Alliance Mortgage Fund is available to accredited investors. The requirement for an individual trust deed is not the same. Alliance Portfolio confirms what applies to you before sending material.
- Risk
- These are loans held to term, not traded positions. A borrower can stop paying; the remedy is against the property, enforcement takes time, and it can affect what is recovered.
- Diligence
- Independent appraisal, preliminary title, the borrower package and a defined exit sit behind every loan, and you see them before you commit.
Start with a conversation.
Tell us what you’re looking for. Alliance Portfolio will confirm what applies to you, send the current material, and walk you through it directly, no obligation and no sales process.