Real estate financing
Tell us what you’re trying to get done.
Buying, refinancing, finishing a build, getting ahead of a maturity. Tell us what you’re trying to accomplish. The people who underwrite and fund the loan will look at the situation directly and tell you whether there’s a path forward.
What Alliance Portfolio lends against.
Direct lending on Alliance Portfolio capital, in the markets it knows.
When to think of Alliance Portfolio
When conventional financing does not fit the timing.
The issue is not always the property. Sometimes it is the deadline, the structure, or where your capital happens to be today. If the property and the structure make sense, there may be another path.
The bank timeline does not work
You have a closing date, payoff, maturity or opportunity that cannot wait for a conventional process.
Your capital is tied up somewhere else
You may have meaningful equity or assets without the immediate liquidity the transaction requires.
You are between two transactions
A purchase, sale, refinance or stabilization does not always happen in the ideal sequence.
You are borrowing through an entity
LLCs, corporations and business-purpose transactions may require a lender that can look beyond a standard consumer profile.
Situations Alliance Portfolio considers.
If yours isn’t on this list, tell us what you’re trying to accomplish anyway. Most borrowers arrive with something specific, and the answer comes from the property and the exit rather than from a category.
Submit a loan scenarioA purchase that has to close fast
Closing the acquisition against a short escrow or a seller who will not wait.
Bridge financing between two positions
Capital to hold or acquire while a sale, a refinance or an entitlement completes, so you are not forced to sell before you are ready.
Refinance or cash-out on a held asset
Unlocking equity from a property already owned, or retiring a maturing loan, without selling it.
A 1031 exchange against its deadline
Financing that has to be in place before the exchange window closes.
Renovation or construction funding
Capital for work in progress, drawn against a scope and a timeline.
A situation outside conventional guidelines
Income, structure, timing or property type that a conventional lender will not underwrite.
Second-position financing
Additional capital behind existing debt, where the equity supports it.
California investment-property financing
Loans against non-owner-occupied residential and commercial property.
Why private lending can make sense.
Timing
A private lender works to the borrower’s calendar rather than a credit committee’s. Alliance Portfolio reads a scenario directly and says what it can do.
Structure
Position, term, draws, partial releases and exit can all be shaped around the transaction instead of forced through a fixed product.
Judgment
The property, the borrower’s equity and the exit carry the decision, so a situation that falls outside conventional guidelines can still be financed.
Why Alliance Portfolio?
- You deal with the lender.
- Alliance Portfolio originates, underwrites, funds and services its own loans, so the answer comes from the people responsible for it.
- We underwrite the property and the exit.
- Value, borrower equity, lien position, purpose, structure and repayment are examined before capital goes out.
- We stay with the loan.
- Servicing stays in-house through repayment, and the same people remain reachable after funding.
A situation like yours, already funded.
California transactions, with the loan amount, lien position, leverage and term each one carried.
$5.6M
Estate residence · Portola Valley, California
- First trust deedPosition
- 29%LTV
- 8 monthsTerm
Portola Valley, California
A first trust deed, funded at 29% loan-to-value.
View success story
$500K
Attached residence · Newport Coast, California
- Second trust deedPosition
- 51%LTV
- 4 monthsTerm
Newport Coast, California
A second trust deed, funded at 51% loan-to-value.
View success story
$1M
Commercial building · Newport Beach, California
- Second trust deedPosition
- 48%LTV
- 23 monthsTerm
Newport Beach, California
A second trust deed, funded at 48% loan-to-value.
View success story
$1.5M
Residence · Corona del Mar, California
- Second trust deedPosition
- 35%LTV
- 36 monthsTerm
Corona del Mar, California
A second trust deed, funded at 35% loan-to-value.
View success story
$975,486
Single-family residence · Los Angeles, California
- Second trust deedPosition
- 52%LTV
- 10 monthsTerm
Los Angeles, California
A second trust deed, funded at 52% loan-to-value.
View success story
$980K
Single-family residence · Huntington Beach, California
- First trust deedPosition
- 70%LTV
- 41 monthsTerm
Huntington Beach, California
A first trust deed, funded at 70% loan-to-value.
View success story
$1.5M
Residence · Corona del Mar, California
- Second trust deedPosition
- 59%LTV
- 15 monthsTerm
Corona del Mar, California
A second trust deed, funded at 59% loan-to-value.
View success storyInvestments in trust deeds secured by one or more interests in real property are subject to risk of loss.
Alliance Portfolio • Real Estate Broker • CA DRE • 02066955 Broker License ID
- 01Send the scenario
- 02Get a direct review
- 03Structure the loan
- 04Fund
Know where you stand early.
Send us the basics. We will take a real look at the property, equity, structure and timing and tell you whether there is a path worth pursuing. You hear back from the people who make the decision.